Maximize your HSA/FSA funds

femSense is HSA/FSA-eligible

femSense is a FSA- and HSA-eligible product and, can be paid for on femSenseUS.com with your FSA or HSA card.

On March 27, 2020 Congress passed the CARES Act. This legislative package is designed to help Americans and businesses handle the challenges associated with the COVID-19 coronavirus pandemic. The law includes a bipartisan provision, which enhances Americans’ access to self-care options including over-the-counter (OTC) medicines, fertility tests, hormone tests, and menstrual care products by making these items eligible for purchase using Health Savings Account (HSA) and Flexible Spending Arrangement (FSA) funds.

femSense is happy to help you maximize your healthcare funds by accepting HSA and FSA payments online.

What is an FSA?
A Flexible Spending Account (also known as a flexible spending arrangement) is a special account you put money into that you use to pay for certain out-of-pocket health care costs.
You don't pay taxes on this money, so you'll save an amount equal to the taxes you would have paid on the money you set aside.
Employers may make contributions to your FSA but aren't required to.
For details about your company's FSA, including how to sign up, ask your employer.

To use your FSA, simply submit a claim to the FSA (through your employer) with proof of the medical expense and a statement that it has not been covered by your plan. You will then receive reimbursement for your costs. Ask your employer about how to use your specific FSA.

Fast facts about FSA

FSAs are limited to $3,050 per year per employer in 2023. If you're married, your spouse can add up to $3,050 in an FSA with their employer, too.
You can use funds in your FSA to pay for certain medical and dental expenses for yourself, your spouse and your dependents.

You can spend FSA funds to pay deductibles & copayments but not insurance premiums.
You can spend FSA funds on prescription medications and over-the-counter medicines with a doctor's prescription. Reimbursements for insulin are allowed without a prescription.
FSAs may also be used to cover costs of medical equipment like crutches, supplies like bandages and diagnostic devices like blood sugar test kits.
If you're enrolled in an HSA, you may only use a Limited Purpose FSA for dental or vision expenses.

When shopping at femSenseUS.com, you can use an FSA or HSA debit card supplied by your health insurer to purchase eligible items. The total amount will be automatically deducted from your account. You can also save, email or print out and submit your purchase confirmation page or receipt to your FSA or HSA account administrator for reimbursement.

For additional information about Flexible Spending Accounts or Health Savings Accounts, please contact your healthcare plan administrator.

Helpful resources

FSA: https://www.healthcare.gov/have-job-based-coverage/flexible-spending-accounts/Opens in a new tab

HSA: https://www.healthcare.gov/glossary/health-savings-account-hsa/Opens in a new tab

IRS: https://www.irs.gov/pub/irs-pdf/p969.pdfOpens pdf in a new tab

"I used femSense for 7 months and it was totally easy to use. I couldn’t believe my luck. One day after my birthday I found out that we were pregnant. It was a wonderful and indescribable feeling."

Nina, 35

"We had tried for 1.5 years to get pregnant, and finally it happened. Sadly, that baby didn’t want to stay with us, and I didn’t have the patience to wait any longer. After just one patch, it worked. I recommend femSense to all my girlfriends."

Alina, 32

"I was pregnant after 3 months, using femSense was really simple and straightforward. It was important to me to get the timing right because we didn’t have many opportunities to try. I couldn’t believe it at first, now I am just grateful and happy, and I hope that everything will go well one last time and our family will then be complete. I would recommend femSense without hesitation - it gave me a safe and secure feeling that I was not missing the right time."

Katharina, 39

"We had tried IVF for one year, but I had had enough so we needed to find an alternative. Because of the hormone treatment, my ovulation and menstrual cycle were all mixed up. femSense made it so easy for me. It was easy to understand and unlike other methods didn’t involve taking and charting my temperature myself. It was simple – stick on a patch, hold your mobile phone up to it in the morning, and that’s it!

I only used 2 patches before getting pregnant! Never stop hoping, one day you too will hold your happiness in your arms."

Emma, 35

"I used ovulation prediction tests for one cycle, I found them exhausting. The patch seemed like a great alternative. The application is really easy. I was skeptical at first about whether the patch would hold up in the shower etc., but it always stuck on really securely! You don’t even notice it. Don’t drive yourself crazy. If you are looking for a simple method that is effective and reliable, femSense is the right choice."

Marie, 30

"After several cycles trying to get pregnant, I started looking for a reliable cycle tracker. femSense seemed easy to use and I got pregnant the first time. I was sure I knew my cycle well before using it. However, the patch showed my ovulation two days earlier than predicted in the cycle apps. That seems to have been spot on. Without femSense, I would have missed my ovulation."

Lena, 29

"For the first two “practice cycles“ we used a urine ovulation test, but since I work shifts, it was difficult for me to stick to the schedule. I looked for alternatives, and femSense was the most suitable solution for us. The application is really very easy. My husband came home and the first thing he did was read my patch.

I got pregnant straight away, in the first cycle with femSense :) I thought it would take up to a year to get my hormones back on track because I had been taking the pill for so many years."

Sabine, 25